Get a new home loan
Buying a new home is exciting! Use our affordability calculator before you start shopping around.
Whether you want to buy your first home or switch your existing home loan, let us make it a reality. Apply online in 4 easy steps!
You could pay a lower interest rate and monthly instalment. This will free up some money in your monthly budget.
Other possible benefits include:
Read more about a home loan application in our frequently asked questions.
While you don’t need any documents to apply, you might be asked to supply documents at a later stage
If you're a government employee applying for a new home loan or switching your existing bond, you could get a discounted interest rate. To qualify, you must use the Government Employee Housing Scheme (GEHS) stop order to SA Home Loans.
Capitec Home Loans is brought to you by SA Home Loans. Capitec Bank originates the application on behalf of SA Home Loans. Although the home loan is branded Capitec Home Loans, it is SA Home Loans (and not Capitec) that will assess and approve your credit application. A credit provider which is managed by SA Home Loans will enter into the credit agreement with you as the borrower. Capitec Bank is an authorised financial services provider (FSP 46669) and a registered credit provider (NCRCP13). SA Home Loans is a registered credit provider (NCRCP1735). SAHL Investment Holdings, the holding company of SA Home Loans, is an authorised financial service provider (FSP 2428) and a registered credit provider (NCRCP1724).